1. Agreement to Terms

These Terms of Use govern your access to dram.iselinegandaho.com operated by IG Academy Inc.. By using this website, you agree to these Terms and our Privacy Policy. If you don't agree, please don't use the website.

We may update these Terms at any time. Changes take effect when posted. Continued use means you accept the updates.

Other terms may apply. Some features, services, or purchases may be governed by additional terms (for example, Purchase Conditions, program terms, or a separate written agreement). If there is a conflict, the more specific terms will prevail for that specific feature, service, or purchase.

2. Website Availability

We strive to keep the Website accessible but don't guarantee uninterrupted or error-free operation. The Website may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.

We reserve the right to modify, suspend, or discontinue any part of the Website at any time without notice. Content may be updated, changed, or removed at our discretion. We are not responsible for any impact caused by changes, suspension, or discontinuation of the Website.

3. User Accounts

Some features of the Website may require you to create an account or provide login credentials. If you create an account, you agree to:

• Provide accurate, current, and complete information

• Keep your login credentials confidential and not share them with anyone

• Accept responsibility for all activity that occurs under your account

• Notify us immediately if you suspect unauthorized access or any security issue

We may suspend or terminate accounts if we reasonably believe there is misuse, a security risk, fraud, or a violation of these Terms.

4. Acceptable Use

You agree to use the Website lawfully and respectfully, and in accordance with these Terms. You must not:

• Violate any applicable law or regulation

• Infringe on the intellectual property, privacy, or other rights of third parties

• Transmit viruses, malware, or any harmful or malicious code

• Attempt to gain unauthorized access to our systems, accounts, or data

• Use automated tools (bots, scrapers, crawlers) to access or collect data from the Website without our written permission

• Interfere with or disrupt the Website's operation or other users' access

• Send spam, unsolicited promotions, or unauthorized advertising

• Impersonate any person or entity, or misrepresent your affiliation

• Post or transmit content that is unlawful, harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable

We may investigate suspected violations and take action, including removing content, restricting access, suspending accounts, or reporting unlawful activity to authorities.

5. User Content

If you submit, post, or transmit any content through the Website (such as comments, reviews, testimonials, feedback, or other materials — collectively "User Content"), you retain ownership of your content. However, by submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, display, distribute, and create derivative works from your User Content in connection with operating, promoting, and improving our Website and business. You represent and warrant that:

• You own or have the necessary rights to submit your User Content

• Your User Content doesn't violate any law or the rights of any third party

• Your User Content isn't false, misleading, defamatory, or otherwise harmful

We may remove or refuse to publish User Content at our discretion. We are not responsible for User Content submitted by users.

Unsolicited ideas. If you send us suggestions or ideas, you agree we may use them without compensation or obligation to you.

6. Intellectual Property

The Website and all content on it (including text, graphics, logos, images, audio, video, software, design, and layout) are owned by the Company or its licensors and are protected by intellectual property laws.

Limited permission. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Website for your personal or internal business use. You may not:

• copy, reproduce, distribute, or publicly display Website content for commercial purposes without our written permission;

• modify, create derivative works from, or reverse engineer any part of the Website; or

• remove copyright, trademark, or proprietary notices.

You may print or download individual pages for personal use provided you do not modify them and you keep all notices intact.

Copyright complaints. If you believe content on the Website infringes your copyright, contact us with: (a) what you believe is infringed; (b) where it appears; (c) your contact information; and (d) a good-faith statement that the use is not authorized.

7. Third-Party Links

The Website may contain links to third-party websites or services. We do not control third parties and are not responsible for their content, privacy practices, or terms. A link does not imply endorsement. Your use of third-party sites is at your own risk.

8. SMS and Email Communications

By opting in, you agree to receive SMS and/or email communications from us. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe, HELP for help. Consent is not required for purchase.

We do not sell, share, or disclose mobile phone numbers or SMS consent data to third parties for marketing purposes.

For more information on how we handle communications, consent, and opting out, see our Privacy Policy.

9. Disclaimers

Site provided “as is.” The Website and its content are provided “as is” and “as available.” We do not guarantee the Website will always be available, secure, or error-free.

No warranties. To the fullest extent permitted by law, we disclaim warranties and conditions (express or implied) relating to the Website and its content.

Information is general. Content on the Website is for general informational and educational purposes only. It is not professional advice (legal, financial, medical, tax, or otherwise). You should consult a qualified professional before relying on it.

No guaranteed results. We don’t guarantee any outcome from using the Website, content, or anything offered through it. Results depend on many factors and vary by person and situation.

10. Limitation of Liability

To the extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of (or inability to use) the Website (including loss of profits, loss of data, or business interruption).

To the extent permitted by law, our total liability for any claim related to the Website or these Terms will not exceed the greater of: (a) CAD $100, or (b) the amounts you paid us (if any) for access to the Website in the 12 months before the event giving rise to the claim.

11. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless the Company and its directors, officers, employees, and service providers from any third-party claim, liability, damage, loss, or reasonable legal fees arising out of:

• your material breach of these Terms;

• your unlawful use of the Website; or

• any content you submit that infringes another person’s rights (including intellectual property or privacy).

12. Termination

We may suspend or terminate your access to the Website at any time, with or without cause, and with or without notice. Reasons may include violation of these Terms, suspected fraud or security risks, or operational and compliance needs.

You may stop using the Website at any time. To close an account or request deletion of your information, contact us or refer to our Privacy Policy.

Upon termination, your right to use the Website ends immediately. Sections that by their nature should continue will survive, including intellectual property, disclaimers, limitation of liability, indemnification, governing law, and dispute provisions.

13. Governing Law and Disputes

Governing law. These Terms are governed by the laws of Quebec, Canada.

Courts. To the extent permitted by law, any dispute related to the Website or these Terms will be brought in the courts located in Montréal.

Consumer rights. If you are a consumer, nothing in this section limits rights you cannot waive under applicable consumer protection laws. Where required by law, you may be entitled to bring a claim in a different court.

Talk to us first. Before starting a legal claim, please contact us so we can try to resolve the issue informally. This does not limit your legal rights.

14. General Provisions

Entire Agreement (site use only): These Terms and our Privacy Policy form the agreement between you and us about your use of the Website. Any purchase or paid service may be governed by separate terms (such as Purchase Conditions, program terms, or a written agreement).

Severability: If any part of these Terms is found invalid or unenforceable, the rest remains in effect.

No Waiver: If we don’t enforce a provision right away, we are not giving up our right to enforce it later.

Assignment: You may not transfer these Terms without our written consent. We may transfer these Terms as part of a reorganization, merger, acquisition, or sale of assets.

Force Majeure: We are not responsible for delays or failures caused by events beyond our reasonable control (for example, outages, third-party platform failures, natural disasters, strikes, or government actions).

Headings: Headings are for convenience only and do not affect interpretation.

15. Contact Us

If you have questions about these terms, please contact us:

• Company: IG Academy Inc.

• Email: [email protected]